San Fransisco, CA -- (SBWIRE) -- 05/04/2012 -- We live in a debt-based society. Loans and credit cards enable us to pay for things in advance, giving us the immediate gratification of having something when we want it. The high interest rates charged on loans and credit cards make sure the companies allowing us to get what we want make a tidy profit in the process. This culture of getting things now and paying later seemed like a great idea at the time, but it’s triggered a global recession that has left many people with unmanageable levels of personal debt.
Debt Café has been launched to put a friendly face on a situation that can sometimes feel frightening, and offer the kind of solutions that can get people back on track.
Debt Café offers free online support for people struggling with high levels of personal debt and is there to talk people through their debt consolidation options. Consolidation is a process by which all debts are amassed into one lump sum and an affordable payment plan is devised to allow people struggling with repayment to ease some of the pressure. Unlike other debt consolidation providers, they place a premium on empathy, with their staff dubbed “credit counsellors”.
“We’ve been providing these services since 2001, and we know it can be an incredibly stressful time for people. Over the years, we’ve grown to understand the importance of helping people on a personal level. We’re here primarily to get them into a position where they can breathe a sigh of relief,” their spokesman explained.
At DebtCafe.com, you can get yourself a free credit check to see exactly how companies and providers are looking at you by discovering your credit score. Because Debt Café understands the trouble its users are going to be in, it offers this service completely free.
A spokesman for the company elaborated, “By checking your credit score, you will understand what you need to do to get your finances on track. We all know we should visit the doctor once a year for a quick health check-up, so shouldn’t the same thing apply to your financial health?”
Debt Café also offers a debt management program, which aims to prevent people finding themselves in this situation again. People can sign up to discuss their enrolment in the program directly from the website, and find out what they can do to better manage their personal debt.
About DebtCafe
Debt Café has been providing debt consolidation services since 2001, and offers free credit checks online. For more information, please visit: http://www.debtcafe.com